The Consumer Data Industry Association
Whether you are a data processing company or you simply want to learn more about the industry, the Consumer Data Industry Association can provide you with the information you need to keep your business on the cutting edge. Founded in 1973, the CDCIA’s mission is to protect consumer data through education, advocacy and litigation. The […]
5 Common Credit Score Myths
Your credit score is an integral part of your financial life. It is important that you understand what it’s all about. Lenders, landlords, insurers, utility companies and even employers look at your credit score. It is derived from what’s in your credit reports, and it ranges between 300 and 850. Yet, according to a survey […]
“Bad Credit” Credit Cards: How You Can Avoid High Fees
Individuals with problematic credit histories often suffer unfairly from high mortgage, insurance, and car loan rates. On top of that, they have difficulty getting approved for credit cards. The whole situation can get extremely frustrating. Frequently, I get emails from consumers wondering what they can do to rebuild their credit. The first thing I tell […]